Disabilities bring unpredictable issues and challenges that are less likely to be overcome. Disability benefits ensure help to a great extent, but navigating its process can be complex and filled with unfamiliar terminology. Therefore, it is crucial to acknowledge the frequent terms involved to carry out the claim process smoothly while applying for disability. Consider consulting a disability lawyer in Sacramento to seek professional guidance.
What are Disability Benefits?
Disability benefits are government-provided financial assistance programs for people unable to work due to a qualifying disability. These benefits are intended to assist people with impairments in maintaining a basic standard of living and meeting their fundamental requirements. Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are two primary types of disability benefits programs.
Significant Terms to Acquaint with when Filing For Disability
• Supplemental Security Income (SSI)
SSI is a program run for adults and children with income and resources below certain financial restrictions. Individuals must meet one of the following requirements to be eligible for SSI monthly payments:
• Must be the age of 65 or older
• Unable to work due to a medical condition that will probably last for one year or result in death.
Consider consulting an SSI attorney in Sacramento who can help you achieve the best possible.
• Onset Date
The disability onset date is when your medical condition began after reviewing medical records. It is vital to determine the time when your disability benefits will start, and it may affect the amount you may receive.
• Social Security Disability Insurance (SSDI)
SSDI is a federal program that provides disability benefits to eligible individuals who become disabled before the age of 65 and cannot work because of their disability. Additionally, they must have paid Social Security taxes for a specific time. Contact a Social Security attorney in Sacramento to seek guidance if you fit the category.
• Substantial Gainful Activity (SGA)
SGA is a concept used by the Social Security Administration (SSA) to determine whether you engage in substantial work activities. To be eligible for the benefits, you must earn above the set standards. The amount may vary for blind and non-blind individuals filing for benefits.
• Medical Vocational Allowance
It is a concept used by the SSA to evaluate disability claims and assess whether the medical condition of the applicant criteria meets the criteria in the SSA's Blue Book listing.
• Back Pay
Back pay is the amount that begins five months after the onset date of your disability, and you can collect it once you have been approved for the benefits.
• Administrative Law Judge (ALJ)
The ALJ reevaluates your case and announces a final decision on your eligibility for disability compensation if your claim is declined at the initial or reconsideration stages.
Understanding this common terminology will make the process facile for you and help you walk through the disability benefits application smoothly and efficiently. Consider contacting professionals when applying for SSI or SSDI to receive the benefits you deserve.